I just got my student loans consolidation and it feels so much better! Instead of having 5 different bills coming in monthly now I only get two. Wow I sound like I’m advertizing lol but seriously I’m just so glad I finally did it. I’ve been putting it off for a whole year. And I’m paying less! I luckily though all my loans were Stafford loans so they put them all in one bill and brought the rates down 1.3 percent! I want to go celebrate!